Fighting Bad Faith Denials On Behalf Of Florida Homeowners

At The Andres Lopez Law Firm, we defend the rights of residential property owners across Florida. If a fire, storm or other cause resulted in damage to your residential property, and your damage claim is covered by your insurance policy, we will do everything possible to obtain the full amount you are due. Depending on the circumstances, we may be able to obtain more than the policy amount as well as cover the cost of our attorney fees.Our practice is dedicated to serving the legal needs of individual residential property owners, as well as the organizations that represent them. If you serve on a homeowners association board or condominium board, we can represent your interests while benefiting your owner-members.


Many insurance companies are more concerned about making money than in honoring the agreements they made with policyholders. Rather than pay on legitimate insurance claims, they delay making payments in hopes the policyholder will give up, or offer lowball settlements that are less than the policy values.

Another common tactic is to “deny first, litigate if necessary.” It is based on the cynical calculation that most residential policyholders lack the resources to take an insurance company to court. They reason that, overall, it is cheaper for them to deny valid claims and settle a few lawsuits than it is to pay all valid claims against their policies.

Unfortunately, these tactics work. Many policyholders believe they have no options other than accepting whatever amount the insurance company offers (or doesn’t offer) to pay.


At The Andres Lopez Law Firm, our Fort Lauderdale home insurance claim attorney knows the tactics insurance companies use to avoid paying legitimate policy claims. If your insurance company acted in bad faith by denying your claim, delaying payment, or underpaying without a valid reason, our law firm can help you.

Examples of insurance claims we handle include:

  • Storm damage involving wind, rain, hail, flooding and other results of hurricanes and other acts of nature covered by your insurance
  • Fire damage caused by faulty wiring, lightning strikes or other means covered by your policy
  • Sinkhole damage
  • Damage caused by burst pipes
  • Property damage claims involving damage to your home, auto, and other possessions covered under your policy


Our law firm will represent you at every step of the claims process. We can resolve your matter by litigating against the insurance company, negotiating with its representatives, or by investigating the claim itself. If the insurance company insists on arguing that your claim is not covered by your insurance policy, we can demonstrate why it is covered.

Don’t let your insurance company push you around. Push back. To discuss your options for recovering compensation from your insurer, contact The Andres Lopez Law Firm today. We have offices in Fort Lauderdale and Coral Springs.

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